Homeowner's insurance is an important piece of the home ownership puzzle. Because almost all mortgage lenders require proof of insurance, having a policy is more of a necessity than an option. However, many potential homeowners aren't clear about what a homeowner's insurance policy covers. While each policy is customizable and has varying details depending on the insurer, there...

If you’re a first-time homebuyer working on a budget for...

The U.S. Department of Veterans Affairs offers multiple financing options for veterans who want to buy a home. However, the VA does not offer homeowners insurance. During your home buying process, you'll also need to get homeowners insurance to protect your property. Here are some ways veterans can save on homeowners insurance: Shop around There are countless insurance...

With so many apparent similarities between the two, hazard...

Hazard insurance and homeowners insurance are often...

Homeowners often wonder, “Does home insurance cover water...